Medical cover,
on the move.

OmegaX Protect is crypto-native medical cover for unexpected hospital events during an active coverage window — not ongoing care, not chronic treatment, not lifestyle medicine.

Members use the OmegaX app to enroll, verify eligibility, submit claims, upload evidence, and track status. The protocol handles the economically important state — reserves, claim status, obligations, payouts — while sensitive medical documents stay offchain.

The result is a simpler, more transparent cover layer for travelers and wallet-native teams. It is intentionally narrow in v1: one clear emergency-travel story, one visible claims flow, one reserve truth model.

One tuned for short event and offsite weeks. One tuned for longer travel and cohort programs.

Launch pricing and caps shown are expected values for V1 series. Program availability, eligibility, and final terms vary by series and cohort.

Three tiers based on what actually happened to you. Each plan pays a fixed USDC benefit on an approved claim. Protect Travel 30 also reimburses extra documented costs above the fixed benefit, up to the cap.

Tier is determined by the actual medical event as validated from the discharge summary, physician note, and invoice. Only one primary claim case is supported per active coverage window in v1.

A narrow, well-scoped surface: the things that actually send a traveler to a hospital without warning.

• Fracture or dislocation
• Appendicitis
• Severe dehydration or gastroenteritis requiring ER
• Acute infection requiring hospital treatment
• Sudden respiratory events requiring urgent care

OmegaX Protect is built to stay honest. Waiting periods, a short health attestation, and identity-bound membership keep pricing fair and reserves healthy — so the people who actually need cover get paid.

From enrollment to payout, every step runs through OmegaX. The protocol tracks settlement state underneath.

Clear evidence makes fast payouts possible. Upload documents once in the app — the protocol records only references, never raw medical data.

• 01 Proof of enrollment. Confirmation that coverage was active at the time of the covered event.
• 02 Identity match. Wallet and legal identity linked to the member position on the protocol.
• 03 Proof of covered location & dates. Evidence that the event occurred inside the active coverage window.
• 04 Hospital or clinic invoice. Itemized invoice from the treating facility, with dates and services.
• 05 Discharge summary or physician note. Clinical document describing the acute event and treatment performed.
• 06 Diagnostics or prescription records. Imaging, labs, or prescribed medications tied to the covered event (where relevant).
• 07 Proof of payment. Required when claiming reviewed reimbursement top-up above the fixed benefit.

Targets for acknowledgment, review, payout, and appeal. Members see status updates in OmegaX at every step.

Timelines assume evidence is complete. Incomplete submissions re-enter review once the missing items are provided. Complex or cross-border claims may require additional review time.

Every claim moves through a defined set of states. Status is visible to the member throughout and anchored to the protocol for settlement.

Every approved claim is set aside in the reserve before payout. Paying you out clears that hold. Denied claims release the hold back into the reserve.

The app handles the human journey. The protocol handles the money. Review moves from concierge-assisted, to AI-led with human override, to decentralized operators.

Your medical records never go onchain. The protocol only sees claim status, what's reserved, and what gets paid out. Full technical model in the protocol docs.

Payouts come from explicit, posted capital. One reserve kernel with visible lanes. No hidden liabilities, no blending of app SaaS with claims economics.

OmegaX Protect is intentionally bounded — built for unexpected hospital events during a defined coverage window, not general health insurance.

• 01 Chronic or pre-existing conditions
• 02 Ongoing cancer treatment, dialysis, transplant follow-up, unstable major cardiac disease
• 03 Pregnancy, maternity, fertility, or neonatal care
• 04 Routine outpatient visits
• 05 Scheduled or elective procedures
• 06 Preventive care and normal medication refills
• 07 Dental, optical, and hearing services
• 08 Ongoing mental health treatment
• 09 Evacuation, repatriation, baggage, or trip cancellation
• 10 Fraud, criminal acts, self-harm, and substance-driven events
• 11 War, sanctions, and epidemic-wide exclusions where required by policy

What we are explicitly not building in v1. Each of these belongs to a separate, later product path — not to this launch.

• 01 Broad annual medical insurance
• 02 Chronic-care or long-condition management
• 03 Maternity, fertility, or routine outpatient plans
• 04 Yield optimization or treasury products layered on reserves
• 05 Event-risk betting or prediction-market framing of coverage
• 06 Uncapped issuance or backdated enrollment

Keeping v1 narrow is a deliberate choice. It protects reserve integrity, keeps public language aligned with operational truth, and leaves room for broader products once claims data and capital depth support them.

Offer OmegaX Protect as a cohort benefit — conferences, team offsites, residency programs, accelerator cohorts, sponsor-backed communities.

Reference answers. For program-specific terms or sponsor cohort questions, contact the business team.

Canonical places to go for enrollment, cohort onboarding, protocol state, and developer docs.

• → Web app — enroll, purchase, file claims · get.omegax.health
• → Business — sponsor cohort intake · business.omegax.health
• → Protocol — reserve & settlement state · protocol.omegax.health
• → Docs — technical reference · docs.omegax.health