Scooter fall in Bali
Same-day care after a scooter fall.
Covered event Accidental injury requiring treatment
Founder reservations open
A hospital bill
shouldn't end your trip.
Reserve 99 USDC Founder access for planned 30-day travel cover. Cover opens at launch; approved claims can pay up to 5,000 USDC.
Refundable hold Cover opens at launch USDC payout after approval
P.02 // WHAT IT IS
Hospital bill.
USDC follows.
OmegaX Protect is a travel-health safety net. Not regular health insurance. Not a wellness app.
Covered hospital events — accident, acute infection, urgent admission — pay a fixed USDC amount to your wallet after a guided claim review.
Reserve Founder access now. Cover is not active today; claims open after activation at launch.
Fixed-payout cover
A clear amount lands in your wallet for each tier of covered event.
Guided claim flow
The app walks you through every document we need, in plain English.
USDC, not paperwork
Settled to your wallet. No bank wires, no FX, no claim-form fax loop.
P.03 // WHAT WE COVER
Nine specific events. Plain exclusions.
The events that actually send you to a hospital, without warning.
It starts as a travel problem, not a claim.
The first hour is the hard part: someone is hurt, symptoms are getting worse, and you are choosing care in a place you do not know.
These stories map to the covered event categories above. They show the situation around a claim, not a promise that every similar moment pays out.
Stomach pain in Lisbon
Hospital care when stomach pain gets serious.
Covered event Urgent hospital admissions
Heat crash in Mexico City
ER care for heat illness and dehydration.
Covered event Emergency room visits
Fever after midnight in Bangkok
Overnight care for a sudden fever or infection.
Covered event Sudden acute illness needing urgent care
Hard fall near Tokyo Station
Urgent evaluation after a hard fall.
Covered event Accidental injury requiring treatment
Short of breath at the gate
Urgent care for breathing trouble while traveling.
Covered event Sudden acute illness needing urgent care
P.04 // BUILT FOR
If your office is a passport,
this is for you.
For you if
- web3 nomads working from 4 cities a quarter
- Conference and hackathon travelers
- Team offsites, residencies, accelerator cohorts
- Sponsor-backed communities funding cohort cover
- Wallet-native travelers who want USDC settlement, not bank wires
Not for you if
- You want full annual health insurance
- You need active cover for a trip before launch
- You're traveling with a chronic or pre-existing condition
- You need scheduled procedures or maternity care
- You expect coverage without an active trip window
If those are your needs, we'll point you to a partner who fits.
P.05 // THE COVER
Different windows. Clear caps.
Pick the window that fits your trip. Only the cap and reimbursement differ.
- Fixed-payout coverageUp to 5,000 USDC aggregate per 30-day window
- Reviewed reimbursement top-up30-day plan only
- Guided claim flow in the appNo PDF mazes, no fax machines
- Decision in 72 hoursIndustry standard: 30+ days
- USDC settlement to your walletNo bank delays, no FX
- OmegaX Health app — full accessDay-1 health plan included
- Founder cohort price lockLocked at 39 / 99 for 24 months
Reserve Founder access for planned 7-day event cover or 30-day travel cover. Cover is not active today. Pricing, caps, availability, and terms vary by series, jurisdiction, and cohort. Binding terms are published before activation.
P.06 // HOW IT WORKS
Four steps. No paperwork maze.
Every step guided in the app — what to do, what to send, what we decide.
01
Enroll
Today you can reserve Founder access for event or travel cover. Cover opens at launch.
02
Activate
When cover opens, accident cover starts in 24 hours. Illness cover starts in 7 days.
03
Claim
When cover is active, open a claim in-app. We tell you exactly what to send.
04
Settle
Decision in 72 hours. USDC settled to your wallet.
The whole flow lives inside the OmegaX Health app you'll already have on your phone.
P.07 // WHAT WE WON'T PAY
Honest exclusions. Not buried.
Protect covers sudden, unexpected hospital events on the road. It does not cover pre-existing or ongoing conditions, routine or elective care, or trip-logistics like evacuation and baggage.
Full exclusion list in the FAQ below.
Protect does not replace clinicians or emergency services. In an emergency, call local emergency services first. For care guidance inside the OmegaX Health app, see OmegaX Agent.
P.08 // OUR GUARANTEES
Three things you don't have to wonder about.
Activation guarantee
Founder reservations are refundable under the Founder terms. For active cover, if it doesn't activate before your trip starts, full refund in USDC.
72-hour decision guarantee
Submit complete evidence and we decide within 72 hours. If we don't, your next cover window is on us.
Founder cohort price lock
Reserve early access and lock 39 / 99 USDC Founder pricing for 24 months after launch.
P.09 // QUICK ANSWERS
Quick answers.
The fastest answers to the most common questions. Deep detail lives in the brief.
Is this insurance?
Protect is travel health protection with a clearly bounded scope and a fixed payout per covered event. Final program classification, licensing posture, and legal framing vary by series and jurisdiction.
What's not covered?
Protect doesn't pay for: chronic or pre-existing conditions; ongoing cancer treatment, dialysis, transplant follow-up, or unstable major cardiac disease; pregnancy, maternity, fertility, or neonatal care; routine outpatient visits; scheduled or elective procedures; preventive care and normal medication refills; dental, optical, and hearing services; ongoing mental health treatment; evacuation, repatriation, baggage, or trip cancellation; fraud, criminal acts, self-harm, and substance-driven events; and war, sanctions, or epidemic-wide exclusions where required by policy.
Do I need the OmegaX app?
Individuals use OmegaX to enroll, purchase protection, submit claims, and track status. Sponsor-backed cohorts can also be activated on behalf of their members.
When does coverage actually start?
Founder reservations are not active cover today. Cover begins after launch, enrollment, and the applicable waiting period. Accident cover starts after 24 hours. Illness cover starts after 7 days, unless a sponsor-configured cohort has different rules.
How many claims can I file in one window?
Each active coverage window supports one primary claim case per member in v1.
P.10 // FOR TEAMS
Cover your team or event.
Conferences. Team offsites. Accelerators. Residencies. Sponsor-funded enrollment. Single dashboard. One report at the end of the program.
Cohort-based enrollment
Onboard an entire cohort, team, or event community through a single sponsor-funded flow.
Sponsor-funded or subsidized
Fund protection fully or subsidize retail pricing as a member benefit. Program-specific pricing from 79 USDC at volume.
Reserve & claim reporting
Clearer view of what was funded, what was reserved, and what has been settled against the cohort.
Transparent settlement reporting
See what was funded, what was approved, and what has been paid without a black-box report.
TALK_TO_US
Cover your community.
Talk to us about pricing, subsidized enrollment, and program-specific terms for your team or event.
Schedule a 20-min call. We'll tell you in 5 minutes whether we're a fit.
P.11 // ACTIVATE
Activate before you board.
Protect your next
trip or event.
Founder reservations are open for planned 7-day event cover and 30-day travel cover. The hold is refundable before activation; active cover opens at launch.
Or talk to us about covering your teamFounder reservations keep your place before launch; cover is not active today. Program availability, eligibility, pricing, and coverage terms vary by series, jurisdiction, and cohort. Protect does not replace clinicians or emergency services.